What is this Relax retirement planner?

The Relax retirement calculator is software that tells you how long your savings will last. To use it, you just need to download and install it on your computer.

No online account. No “please provide a password to your bank account so we can see your balance.” Just one common screen and some input fields for you to fill out with your financial information. With ease and in total privacy.

Who developed it?

The Relax retirement planner was developed by Relax Software, LLC  - a software company in Georgia, USA. Specifically, this guy.

Dennis Van Zelfden spent 25 years on Wall Street as a money manager and financial analyst helping his clients make money by investing in the stock market. He was a two-time Wall Street Journal award winner.

Several years ago when Dennis was about to retire, he found himself turtle-turning in his bed, asking himself the same question as you: Will my savings last?

He searched for a tool that could help him find a definitive answer, but didn’t find anything that would do even remotely realistic calculations. So, he founded a software company, hired a small team and built that tool himself.

Sure, he could have just used 10 gigantic spreadsheets and called it a day. But he also wanted to help others figure out how long their savings would last. And an easy-to-use tool beats gigantic spreadsheets hands down.

Do you need to be a financial analyst to use this calculator?

Absolutely. Preferably with a PhD. Just kidding. The Relax retirement calculator is so simple, a 3rd grader will be able to use it (if only they taught the kids money management skills at school!).

You’ll find most of the key input fields on one screen, grouped by topic. If you aren’t sure what data to input, just click on a (?) symbol in the corresponding topic to get detailed instructions that will help you fill out the fields.

You’ll know how long your savings will last from today’s standpoint in about 15 minutes.

You can then test how different life scenarios may impact your savings in the future: earlier retirement, divorce, stock market crash, zombie apocalypse. Although with a zombie apocalypse, your savings will be the least of your problems.

Why should you trust this tool?

Even if you’re great at math and can stay focused for hours to crunch the numbers without putting a comma in the wrong place, this calculator will probably still be more precise (not to mention much faster).

Why? Because it reflects the complexity of your real-life finances with the knowledge depth and thoroughness of a former Wall Street financial analyst.

If it can calculate complex components automatically, like federal/state taxes and social security, you bet it will. Otherwise, it will let you input as many as 20 variables to make the results as close to real-life scenarios as possible. 

Variables like taxable, tax-free and tax-deferred assets. 401k/IRA withdrawals and contributions. Multiple sources of employment and retirement income. Your spouse’s data. 

Data that you knew you had to factor in. Data you had no idea makes a difference. You name it.

And you can be sure that the calculations will be correct.

The code of the Relax retirement calculator has been tested by professional software developers and gets a fresh update at least once a year.

Our company is certified as a developer by Apple and Microsoft, and our code is certified, digitally signed and notarized by Norton (now called DigiCert) and Apple, which means our software is safe to use. Our company is also BBB-certified with an A+ rating, which means it is legit and our customers are A+ happy.