No registration. No credit card. No email. No obligation whatsoever.
Run countless retirement and "what-if" scenarios for 15 days on a fully featured Relax Retirement Planner.
Then renew your license (from inside the planner):
One-year license: $59.95 -- a fraction of the cost of one hour with a financial planner!
Two-year license: $95.95 -- a 20% discount
Your Relax Retirement Planner license allows you to install the software on two computers.
I particularly appreciate the tremendous flexibility and detail the planner provides in specifying investment mix in both conventional forecasts and Monte Carlo simulations. This feature, and the ability to generate various “worst case” scenarios (e.g., major recessions) give me much greater confidence that the results are realistic. Having researched multiple software packages, I know of no other consumer-level software that comes as close as the Relax Retirement Planner to the capabilities of advanced (and much more expensive) software packages that are used by professional financial advisors.
— Alan F., Washington DC
This retirement planner is so easy to use that I really didn’t need to use the tutorial for the first week, which was enough to validate my basic plan and convince me it was money well spent! I then eased into more advanced features. I love the instant feedback from what-ifs and the Monte Carlo simulations. I now keep the application running in the background and update/tweak my data inputs bi-weekly. The try-before-buying feature makes the download a no brainer.
— Joe A., Carlisle, PA
Out of the 5+ retirement planners (the poor “free” ones) I’ve tried, the Relax planner is, by far, the most comprehensive and easiest to use/understand. The planner’s ability to easily model several types of “what if” contingencies is a key differentiation from other planners, and one that is necessary if you are serious about finding any “pot holes” in your financial planning. Another customer’s review on this site stated “this is the one you want” and he is correct!
— Clark A, Marco Island, FL
I use a personal financial advisor, but I also like doing my own analysis for a second opinion. Last year The Relax Retirement Planner was telling me I was in good shape until my wife and I were past age 100. Although this year (2022) all the markets took a dive, the planner allowed me to model for various market conditions, and it told me everything was still OK. What I especially like are the reports and charts showing where your income is coming from each year. Not many products show this in detail.
— Steve G, Coppell, Tx
What has impressed me the most is how comprehensive and complete this software is, especially when compared to the virtually worthless “free” calculators that I have tried. The free ones just take a couple of inputs and spit out a number. The level of detail on this planner is quite high, which makes it a complete planner, but it is still very intuitive and easy to use. I am very pleased with the product and highly recommend it to anyone interested in planning their retirement needs.
— Tom Maguire, Seattle, WA
I appreciate the flexibility of this tool. It quickly gives me a picture of our future finances by easily entering key information. When I want to do some detailed modeling, the tool allows a more comprehensive view by supporting stress tests (down markets) or estimated large “1-Time” expenditures, things I have not found in other calculators. I can now test any “What If” scenario I need. I think this tool is straight forward and worth the price.
— Mike B, Houston, TX
I tried a couple of free online retirement planners—they were too simplistic and therefore worthless. The Relax planner is very comprehensive and the ability to test many “What if” scenarios is its most important feature. Overall, it is light years ahead of the competition and worth twice what I paid. It provides a ton of good info. Easy to understand and operate.
— Don Cross, Orange Beach, AL
I’ve been planning for retirement, and this calculator has been a huge help. So many factors to consider and factors that I wasn’t considering before. Tried free calculators, they were underwhelming and always trying to upsell something. Worth the $$$. Feature-rich but easy to use.
— Brian Brinker, Phoenix, AZ
I found this tool to be very easy to use. It takes into consideration all of the pertinent factors and does all of the legwork for you. I love that it factors in what state you live in and allows you to decide when you plan to take social security, since these things matter. Then, it gives you a clear, concise answer to the question we are all asking “How long will my money last”. No more guessing. The Relax retirement planner is well worth the money, as I can plan my financial life with much more accuracy than ever before.
— Philip B, Atlanta, GA
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Since the Relax Planner takes into account more financial inputs than the other calculators I’ve tried, it provides what I consider to be a more accurate and complete picture of my future finances. In addition, this is the first calculator I’ve seen that has both a Monte Carlo simulation and allows you to enter your own estimate of annual returns. If you are serious about calculating your future financial condition, this is one you want.
— Gregg W, Montgomery, AL