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No other software comes close to this planner's capabilities

I particularly appreciate the tremendous flexibility and detail the planner provides in specifying investment mix in both conventional forecasts and Monte Carlo simulations.  This feature, and the ability to generate various “worst case” scenarios (e.g., major recessions) give me much greater confidence that the results are realistic.  Having researched multiple software packages, I know of no other consumer-level software that comes as close as the Relax Retirement Planner to the capabilities of advanced (and much more expensive) software packages that are used by professional financial advisors.

— Alan F., Washington DC

I Love The Instant Feedback ... Money Well Spent ... A No Brainer To Try

I was a little skeptical to pull the trigger as the website does not do justice to the full capability of the product.  It’s so simple to use that I really didn’t need to use the tutorial for the first week, which was enough to validate my basic plan and convince me it was money well spent!  I then eased into more advanced features.  I love the instant feedback from what-ifs and the Monte Carlo simulations. I now keep the application running in the background and update/tweak my data inputs bi-weekly. The try-before-buying feature makes the download a no brainer.

— Joe A., Carlisle, PA

... Its "What if" Contingencies Differentiate the Relax Planner...

Out of the 5+ retirement planners (the poor “free” ones) I’ve tried, the Relax planner is, by far, the most comprehensive and easiest to use/understand. The planner’s ability to easily model several types of “what if” contingencies is a key differentiation from other planners, and one that is necessary if you are serious about finding any “pot holes” in your financial planning. Another customer’s review on this site stated “this is the one you want” and he is correct!

— Clark A, Marco Island, FL

I Use a Financial Advisor... the Relax Planner Provides a Second Opinion

I use a personal financial advisor, but I also like doing my own analysis for a second opinion. Last year The Relax Retirement Planner was telling me I was in good shape until my wife and I were past age 100. However, this year (2022) all the markets took a dive. What did this do to my retirement? Since the Relax planner allows me to model for various market conditions, it told me everything was OK. What if I changed the inputs to reflect the current value of my investments? Well, it still showed that things were fine. What I especially like are the reports and charts showing where your income is coming from each year. Not many products show this in detail.

— Steve G, Coppell, Tx

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It provides a complete and accurate picture... this is the one you want

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Since the Relax Planner takes into account more financial inputs than the other calculators I’ve tried, it provides what I consider to be a more accurate and complete picture of my future finances. In addition, this is the first calculator I’ve seen that has both a Monte Carlo simulation and allows you to enter your own estimate of annual returns. If you are serious about calculating your future financial condition, this is one you want.

— Gregg W, Montgomery, AL

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It gives me a great comfort as I look out into the future

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With the help of the Relax retirement program, I have a better understanding of the financial risks I face. I could never have factored in (nor even thought of) the many features of this product, like the impact of beginning social security early. Or whether I should accelerate or delay my pension, the impact of taxes, etc. This product is a great comfort to me as I look out into the future.

— Mark B, Pinehurst, NC

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Easy to use even if you know nothing about finances

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I am a divorced female in my late 50s. I know very little about finances, and I needed an inexpensive way to help me determine my financial future. I was pleasantly surprised that the program does so much with the click of a button, and the charts and reports look great. Most importantly, since I know virtually nothing about finances, the program was easy to use. Even when I was stumped, the “help” button explained everything.

— Resa C., Clearwater, FL

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This planner is plug and play...

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I am 60 yrs old, and was wondering if I could quit working in 2 years given my amount of savings and spending. I have tried other calculators that supposedly answered the questions but they were cumbersome, and not very complete. This planner is plug and play—just enter your data. I can change the assumptions and see the impact on my savings — in color. This helps with long term planning better than any other calculator I have tried.

— Kevin Marra, Hilton Head, SC