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Dennis C. Van Zelfden, CFA
June 7, 2026

Why Free Retirement Calculators Are Costing You More Than You Think

Dennis C. Van Zelfden, CFA
June 7, 2026

Free retirement calculators sound appealing — but they may be the most expensive mistake you make in your retirement planning.

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Dennis C. Van Zelfden, CFA
June 4, 2026

Is Social Security Still Going Broke? An Update on What's Changed Since 2018

Dennis C. Van Zelfden, CFA
June 4, 2026

It’s been eight years since we last posted on the state of Social Security. Here’s an update, but it’s not great news…..

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Dennis C. Van Zelfden, CFA
December 9, 2024

How to Calculate a Social Security Survivor Benefit

Dennis C. Van Zelfden, CFA
December 9, 2024

Buckle up — the calculation for a social security survivor’s benefit is complicated….

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Dennis C. Van Zelfden, CFA
December 7, 2024

Losing a Spouse During Retirement Can Be Financially Devastating

Dennis C. Van Zelfden, CFA
December 7, 2024

Here’s a tool to determine ahead of time that a surviving spouse will have enough income and savings to live comfortably throughout retirement.

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Dennis C. Van Zelfden, CFA
November 27, 2024

When Converting to a Roth IRA Makes Sense

Dennis C. Van Zelfden, CFA
November 27, 2024

Confused as to whether to convert traditional tax deferred assets like an IRA or 401(k) to a Roth IRA? Our app can provide the answer for FREE…

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Dennis C. Van Zelfden, CFA
March 25, 2024

Don't Invest the Way Roberto Duran Boxes

Dennis C. Van Zelfden, CFA
March 25, 2024

Market volatility can be equivalent to taking a left hook from a heavyweight prize fighter! Find out what not to do..

1 Comment
Dennis C. Van Zelfden, CFA
May 23, 2022

5 Characteristics of the Best Retirement Calculators

Dennis C. Van Zelfden, CFA
May 23, 2022

Looking for a “good” retirement calculator but don’t know what to look for? Here are 5 “must have” characteristics.

1 Comment
Dennis C. Van Zelfden, CFA
May 19, 2022

Use This Tool To Determine If Your Retirement Nest Egg Will Survive A Bear Market

Dennis C. Van Zelfden, CFA
May 19, 2022

The long running bull market may be over. How secure is your retirement in a prolonged bear market?

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Dennis C. Van Zelfden, CFA
May 15, 2020

Beware of Retirement Land Mines

Dennis C. Van Zelfden, CFA
May 15, 2020

You’ve headed the warnings from financial experts and saved money for retirement throughout your working years, but have you planned for these two potential retirement land mines?

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Dennis C. Van Zelfden, CFA
March 12, 2020

A Retirement Planner that Exceeds the Expectations of Skeptics

Dennis C. Van Zelfden, CFA
March 12, 2020

There are a few skeptics regarding the usefulness of retirement calculators. The Relax Retirement Calculator resolves their concerns.

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Dennis C. Van Zelfden, CFA
September 9, 2019

Why Having More Money May Not Solve Your Financial Problems

Dennis C. Van Zelfden, CFA
September 9, 2019

Throwing money at a financial problem usually doesn’t help — you’ll be better off by identifying and fixing the cause of the problem. Here are some suggestions…

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Dennis C. Van Zelfden, CFA
August 19, 2019

States That Offer the Biggest Bang for Your Buck

Dennis C. Van Zelfden, CFA
August 19, 2019

Considering moving to another state due to retirement or a company transfer? Regional price parities can help you determine how your purchasing power will differ in your new state.

3 Comments
Dennis C. Van Zelfden, CFA
August 5, 2019

Retirees Should Not Fear the (State Income Tax) Reaper

Dennis C. Van Zelfden, CFA
August 5, 2019

There’s no reason retirees should be afraid of the impact that state taxes may have on their retirement income. That’s because there are several “extra” exemptions and deductions that allow retirees to mitigate, and perhaps eliminate, state income taxes.

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Dennis C. Van Zelfden, CFA
July 11, 2019

The 4% Withdrawal Rule is Obsolete; Use This Tool Instead

Dennis C. Van Zelfden, CFA
July 11, 2019

Why use “guesses” and “rules of thumb” when developing something as important as your financial retirement plan? Instead, use this tool to build an accurate, fact-based retirement plan you can have confidence in.

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Dennis C. Van Zelfden, CFA
June 20, 2019

Are Your Finances Ready for The Next Recession?

Dennis C. Van Zelfden, CFA
June 20, 2019

The economy has boomed for 10 years, the stock market has quadrupled, and real estate is soaring but the next recession may be right around the corner. Here’s how to get prepared for the next downturn.

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Dennis C. Van Zelfden, CFA
June 4, 2019

Advice From a Career Stock Picker: Listen to Bogle and Buffett

Dennis C. Van Zelfden, CFA
June 4, 2019

Don’t waste valuable time trying to beat the market by picking individual stocks. Rather, just listen to Bogle and Buffett when planning for retirement.

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Dennis C. Van Zelfden, CFA
March 19, 2019

Proposed Reforms Could Save Social Security But They Face an Uphill Battle

Dennis C. Van Zelfden, CFA
March 19, 2019

Could Washington finally begin to address social security’s looming solvency problems? Recently introduced legislation provides hope, but don’t hold your breath…….

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Dennis C. Van Zelfden, CFA
December 26, 2018

Stealth Inflation Can Wreck Your Retirement Budget

Dennis C. Van Zelfden, CFA
December 26, 2018

Don’t be complacent because the “headline” inflation rate remains low by historical standards. Instead, look below the surface to find the stealth inflation that could wreck your budget.

3 Comments
Dennis C. Van Zelfden, CFA
November 29, 2018

Baby Boomers Can Teach Millennials a Lot, Including how NOT to Plan for Retirement

Dennis C. Van Zelfden, CFA
November 29, 2018

Baby boomers to millennials: Don’t be like us. We saved little during our working years and are now paying the price in retirement.

2 Comments
Dennis C. Van Zelfden, CFA
October 29, 2018

Social Security: Facts, Figures and Information

Dennis C. Van Zelfden, CFA
October 29, 2018

The Relax retirement calculator automatically calculates your social security income at any month or age.

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